We have truly affordable real health insurance contracts for individuals up to age 65 and group plans for businesses from 3 to 200 employees. Individual plan rates average around 35% less than other Major Medical coverage with lower out of pocket costs. Our PPO network is the largest in the country and has nation-wide coverage. Our employer group coverage offers more flexible plan structure with much lower rates and less out of pocket for the individual employees. Our plans will save you money on premium and satisfy claims quickly and effectively to reduce your out of pocket expenses.